Free rent vs buy calculator to compare buying versus renting. Instant results in your browser — no signup.
Also known as: Compare buying versus renting, rent vs buy calculator, buying versus renting, should I rent or buy, compare buying versus renting calculator, compare buying versus renting, mortgage finance, mortgage compare buying versus renting
Results update when you click Compare Rent vs Buy.
Lower net cost
Buying
Buying
Best value
Simplified comparison — excludes taxes, transaction costs, investment opportunity cost, and local market nuances.
Cumulative cost over time
Free rent vs buy calculator to compare buying versus renting. Instant results in your browser — no signup. Rent cost = sum of growing rent. Buy net cost = down + PITI/maintenance − ending equity.
Rent cost = sum of growing rent. Buy net cost = down + PITI/maintenance − ending equity.
7-year horizon often favors buying when appreciation and equity buildup offset higher carrying costs.
Not in this simplified model — add mortgage interest/property tax deductions separately if relevant.