Convert between down payment dollar amount and percentage for a US home purchase.
Also known as: calculate down payment amount or percentage calculator, down payment calculator, calculate down payment amount or percentage, mortgage finance, mortgage calculate down payment amount or percentage
Results update when you click Calculate Down Payment.
Down payment amount
$80,000.00
Home price
$400,000
PMI often required
Unlikely (≥20%)
Breakdown
20%+ down
You may avoid PMI and reduce monthly payments versus a smaller down payment.
Convert between down payment dollar amount and percentage for a US home purchase. Down payment amount = Home price × (Down % ÷ 100). Loan amount = Home price − Down payment.
Down payment amount = Home price × (Down % ÷ 100). Loan amount = Home price − Down payment.
A $400,000 home with 20% down requires $80,000 down and a $320,000 loan.
20% avoids PMI for many conventional loans, but 3–10% programs exist. Compare monthly cost and cash left for reserves.
Yes — choose which value you know and the calculator solves for the other.