Free rent vs buy calculator to compare buying versus renting. Instant results in your browser — no signup.
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Compare options and surface the better choice.
Set both sides of the comparison.
Results update when you click Compare Rent vs Buy.
See which option comes out ahead.
Lower net cost
Buying
Buying
Best value
Simplified comparison — excludes taxes, transaction costs, investment opportunity cost, and local market nuances.
Cumulative cost over time
Free rent vs buy calculator to compare buying versus renting. Instant results in your browser — no signup. Rent cost = sum of growing rent. Buy net cost = down + PITI/maintenance − ending equity.
Rent cost = sum of growing rent. Buy net cost = down + PITI/maintenance − ending equity.
7-year horizon often favors buying when appreciation and equity buildup offset higher carrying costs.
Not in this simplified model — add mortgage interest/property tax deductions separately if relevant.