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Retirement Contribution Planner

Free retirement contribution planner to calculate savings required for target retirement income. Instant results in your browser — no signup.

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Goal planner

Work backward from a target to the plan you need.

Your target

Start from the goal, then fill the constraints.

Results update when you click Calculate Savings Goal.

What you need to do

Required action to hit the target.

Nest egg needed

$2,000,000

Required to reach your target

  • Monthly savings needed$2,676
  • Projected current savings$605,811
  • Gap to close$1,394,189
  • Target income$80,000/yr

Path to nest egg (with planned savings)

PortfolioContributions only
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Recently used

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What this result means

Free retirement contribution planner to calculate savings required for target retirement income. Instant results in your browser — no signup. Nest egg = Target income ÷ Withdrawal rate. Future value of current savings subtracted; remainder funded via monthly contributions.

Assumptions

  • Rule dependency: Universal formula / market assumptions.

Retirement nest egg

Nest egg = Target income ÷ Withdrawal rate. Future value of current savings subtracted; remainder funded via monthly contributions.

Example

$80,000/yr at 4% withdrawal → $2,000,000 nest egg target.

Frequently asked questions

What withdrawal rate should I use?+

4% is a common planning starting point; conservative planners often use 3–3.5%.