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Retirement Contribution Planner

Free retirement contribution planner to calculate savings required for target retirement income. Instant results in your browser — no signup.

Also known as: Calculate savings required for target retirement income, how much do I need to retire calculator, retirement nest egg, retirement savings goal, calculate savings required for target retirement income calculator, how much do i need to retire calculator, calculate savings required for target retirement income, retirement finance

Goal planner

Inputs

Results update when you click Calculate Savings Goal.

Nest egg needed

$2,000,000

  • Monthly savings needed$2,676
  • Projected current savings$605,811
  • Gap to close$1,394,189
  • Target income$80,000/yr

Path to nest egg (with planned savings)

PortfolioContributions only
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What this result means

Free retirement contribution planner to calculate savings required for target retirement income. Instant results in your browser — no signup. Nest egg = Target income ÷ Withdrawal rate. Future value of current savings subtracted; remainder funded via monthly contributions.

Assumptions

  • Rule dependency: Universal formula / market assumptions.

Retirement nest egg

Nest egg = Target income ÷ Withdrawal rate. Future value of current savings subtracted; remainder funded via monthly contributions.

Example

$80,000/yr at 4% withdrawal → $2,000,000 nest egg target.

Frequently asked questions

What withdrawal rate should I use?+

4% is a common planning starting point; conservative planners often use 3–3.5%.