Estimate US mortgage closing costs including lender, title, and prepaid items.
Also known as: estimate mortgage closing costs calculator, closing cost calculator, estimate mortgage closing costs, mortgage finance, mortgage estimate mortgage closing costs
Results update when you click Estimate Closing Costs.
Estimated closing costs
$14,200
Excludes down payment
Illustrative US estimate — actual CD/HUD-1 items vary by state, lender, and title company.
As % of purchase
3.55%
Cash to close (est.)
$94,200
Closing costs + down payment
Breakdown
Estimate US mortgage closing costs including lender, title, and prepaid items. Closing costs ≈ regional % of price + fixed title/appraisal + ~0.5% lender fees + optional points.
Closing costs ≈ regional % of price + fixed title/appraisal + ~0.5% lender fees + optional points.
On a $400,000 purchase in an average market, expect roughly $10,000–$12,000 before down payment.
Some lender and title fees can be shopped or negotiated; taxes and prepaid interest depend on timing.